Purchase your home at current mortgage rates.
Rate Protection Plan
Purchase your home today with confidence knowing you’ll end up with the best possible rate.
SFMC Home Lending’s Rate Protection is a truly unique offering that provides unparalleled peace of mind when it comes to making one of the most significant financial decisions of your life—purchasing a home today. With Rate Protection, you can rest assured that you will end up with the best possible interest rate available in the market. By eliminating the uncertainty of fluctuating rates, SFMC Home Lending empowers you to make an informed decision, allowing you to confidently move forward with your home purchase and enjoy the long-term financial stability that comes with it.
HOW IT WORKS
If mortgage rates drop closing, we’ll reduce your rate.
Seamless electronic closing options available.
*The rate protection program is a refinance program and eligible for owner occupied FHA, VA, Conventional and USDA only. Bond loans, near miss scenarios and construction take outs are not eligible. Borrowers must requalify and subject to market rates. This program is NOT guaranteed and is subject to requalifying and market rates. It is not the lenders responsibility to monitor rates nor contact the borrower when rates drop. This program is limited to loans originated at SFMC Home Lending on or after January 1st, 2021. The program may be executed after the 6th month from the first payment and before the 36th month after original loan funding. It is highly recommended to close with Esign Title (esigntitle.com) for the best possible experience with this program.