Exciting news for prospective homeowners: 100% FHA financing! We just launched a new program that offers 100% financing through the FHA, and yes, you heard that right—no down payment is required!*
Now, some of you might be thinking, “Wait a minute, haven’t you always had programs that assist buyers in getting 100% financing?” And you’re right. We’ve offered various down payment assistance programs in the past, and we’re keeping all of those products. Those programs are designed to help with down payment and closing costs, often through government entities, especially for first-time homebuyers.
Check out my video for where go in detail on why the 100% FHA financing is a game changer for homebuyers.
Examples used in this video are for illustrative purposes only. Contact your Loan Officer for more information.
How Does This New Program Differ?
While our traditional down payment assistance programs come with certain qualifications—such as income limits or the requirement of being a first-time homebuyer—this new 100% FHA financing program breaks from that mold. The most significant difference? No income limits.
This makes it an ideal solution for buyers who might earn slightly more than the maximum income allowed in typical down payment assistance programs but still need that 100% financing option. For those who are eager to stop renting and start owning, this new program could be your key to homeownership without having to wait for market changes.
Who Can Benefit?
This program is perfect for:
- Buyers who exceed the income limits of down payment assistance programs
- Buyers ready to stop renting and purchase a home now
- Anyone looking for a flexible, no-down-payment option
This addition to our suite of offerings gives Realtors, builders, and homebuyers more flexibility and tools to find the perfect financing option. So, if you or your clients are considering homeownership, this could be the loan that makes it possible!
Contact us today and see if 100% FHA financing is the right fit for you. Whether you’re a prospective homeowner or a real estate professional, this is a new tool that could help make your dream home a reality.
Stephanie Johnston
Combining over three decades of industry knowledge, The Johnston Team is thoroughly dedicated to matching each borrower to the perfect loan program.
Team leader Stephanie Johnston began her mortgage career shortly after graduating from The University of North Texas. Utilizing an approach that combines both creative and analytical problem solving Stephanie has built a reputation for offering honest, detail-oriented guidance for her clients. As part of Service First Stephanie has a place to build her team in an environment dedicated to putting borrowers first.
Whether you’re purchasing your fifth home or your first The Johnston Team has the knowledge and experience to find the loan that’s right for you.
*This loan product may be brokered with a third party. All applications mist meet all lending guidelines and requirements. Homebuyer Education required. For primary residences only. Eligible property restrictions apply. Maximum HUD county loan limits apply. Contact your Service First Loan Officer for more information.
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