Stephanie Johnston

Senior Loan Officer

6800 Weiskopf Avenue, Suite 200
McKinney, TX 75070

NMLS # 621637

Service First Mortgage
Chairman’s Circle
2023, 2022, 2021, 2020, 2019, 2018, 2017

Service First Mortgage
President’s Club
2024, 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014

Scotsman Guide
USA #98 Volume, #573 units
Texas #52 Volume, #59 Units

D Magazine
Best Mortgage Professionals
2022, 2021, 2020, 2019

Five Star Professional
Award Winning Mortgage Professional
2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015

Combining over three decades of industry knowledge, The Johnston Team is thoroughly dedicated to matching each borrower to the perfect loan program.

Team leader Stephanie Johnston began her mortgage career shortly after graduating from The University of North Texas. Utilizing an approach that combines both creative and analytical problem solving Stephanie has built a reputation for offering honest, detail-oriented guidance for her clients. As part of Service First Stephanie has a place to build her team in an environment dedicated to putting borrowers first.

Building a professional team recognized for their high level of service within the industry, clients are given support at every step of the loan process including:

• Developing a customized mortgage plan
• Finding a loan that makes sense financially
• Continuing to provide knowledge and answers to borrowers after closing

Stephanie’s attention to detail, exceptional communication skills, and ability to carefully structure loans for success has led to her recognition within D Magazine, Texas Monthly, and the Service First Chairman’s Circle. Most recently, Social Survey placed The Johnson Team in the Top 100 of Loan Officers nationwide for their outstanding customer service ratings. When not helping families buy homes Stephanie is spending time with her own; husband Daniel and daughters Anabella and Ellie.

Whether you’re purchasing your fifth home or your first The Johnston Team has the knowledge and experience to find the loan that’s right for you.

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See your home's estimated value, review mortgage options that could save you money, and discover the wealth you've built in your home.

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Download the app for even more features like secure mobile document scanning and payment calculation.

  • Calculate your estimated monthly payment.
  • Securely scan & upload docs from your phone.
  • Direct line of communication with your LO — right inside the app!
  • Receive progress updates as each step of the process is completed.

My Blog Posts

Master Property Taxes: Save Big with Escrow Insights & Pro Tips

| Stephanie Johnston | No Comments
Property tax bills come out starting in October and if property taxes are escrowed in your payment, generally mortgage servicing starts paying these bills December 1st. This year, however, brings…

Unlocking Home Affordability: Navigating 2024 Loan Limits for FHA, Conventional, and VA Mortgages

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Loan limits. These might seem like mundane figures on paper, but they hold substantial importance in the realm of real estate. Have you ever pondered why these figures matter to…

Understanding Bridge Financing: A Key Strategy for Buying and Selling Homes Simultaneously

| Stephanie Johnston | No Comments
Buying a new home while still owning your current one can be a daunting prospect. The logistics of selling your existing property or uncertainties about the real estate market might…

Rent or Sell Your Existing Home When Buying a New One?

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Are you in the process of purchasing a new home and torn between renting or selling your existing one? Here are some key factors you should consider when deciding what…

Home Loan Qualification Without a Hard Credit Inquiry!

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Are you in the market for mortgage financing but concerned about the impact of a credit inquiry? Many potential homebuyers worry about how pulling their credit might affect their credit…

Unlocking Affordable Homeownership with Temporary Rate Buy Downs

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When it comes to buying a home, securing an affordable mortgage is often at the top of every homebuyer's wish list. Mortgage interest rates play a role in determining monthly…

Can a Mortgage be Transferred from a Seller to a New Buyer?

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A loan assumption allows a buyer to take over the current owner’s mortgage while the loan’s terms – including the prepayment period, loan amount, and interest rate remain the same. The…

Stopping Spam Calls after a Mortgage Credit Inquiry

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When a credit check is conducted for a mortgage inquiry, the national credit bureaus (namely Experian, Equifax, and TransUnion) have the ability to sell contact and personal information to unsolicited…

Property Tax Increase? What Steps to Take

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It's that time of the year where you have or will soon be receiving a property tax valuation for 2023 via mail from your county. This information is also available…

My Videos

Stephanie Johnston, Senior Loan Officer | 214-576-2934 | johnstonteam@sfmc.com| NMLS # 621637 | Apply Online

6800 Weiskopf Avenue, Suite 200 McKinney, TX 75070

NMLS #166487