Judy Miller - Service First Mortgage

NMLS # 1434748

Judy A. Miller Senior Loan Officer

office: 214-576-2900

mobile: 903-821-4723

6800 Weiskopf Avenue, Suite 200
McKinney, TX 75070

About Judy

I have always been told that in order to do something well, you need to be dedicated to the outcome and do it a lot!  I am a dedicated mortgage lending professional with more than 26 years in the financial industry in both a small town and a large metropolis environment. Utilizing an approach that combines both creative and analytical problem solving, I have built a reputation for offering honest, detail-oriented, and dependable guidance for my clients.  My professional as well as personal experiences allow me to understand the obstacles that my clients face every day.

As part of Service First Mortgage, I have the ability to build my team in an environment dedicated to putting borrowers first.  My clients are given support at every step of the loan process including:

• Analyzing credit for maximum potential

• Developing a customized mortgage plan specific to each client’s needs

• Finding a loan program that will meet the clients financial goals

• Continuing to provide knowledge and guidance to borrowers after closing

My attention to detail, exceptional communication skills, and the ability to carefully structure loans for success has allowed me to maintain an exceptional rating from client surveys.  Providing my clients with exceptional service is not only a goal, it is a promise!  It makes my heart happy to be able to help a client that everyone else has told no!

I believe a person’s core values not only dictate the type of person they are but those core values also dictate the way a person conducts themselves professionally. My core values are as follows:

• I believe GOD and family is of fundamental importance and should always be #1 in our lives
• I believe that honesty is always the best policy and that trust is earned rather than given
• I believe that we should always be listening, even when someone is silent, for opportunities to help and encourage
• I believe that we can truly never understand another person’s situation until we have stood in their shoes so it is not our place to judge or understand their decisions
• I believe that expecting someone to react the way you think they should react to any given situation will only result in disappointment
• I believe we are a product of the 5 people we hang around most

Whether you are a first time home buyer, you are building a new home, buying land, buying your retirement home, or someone needing to refinance, I get excited when I know I have actually helped you achieve your dream.  Although I am not a credit repair professional, I will work with you on credit issues and help guide you while you repair and rebuild your credit so you can be prepared for homeownership in the future. In addition, I can also help you with down payment assistance programs if needed.

When I am not helping my clients with their mortgage needs, I enjoy spending time with my beautiful family.  My favorite hobby is searching out and refurbishing vintage items for my home.